Today, 1.3 million French people use it against more than 50 million Americans.
AMEX (American Express abbreviated) is indeed a great success in the United States where the company was founded.
So what are the advantages of American Express cards that have managed to seduce tens of millions of people around the world?
Sommaire :
1. The American Express loyalty program
The American Express loyalty program is probably the most successful and beneficial loyalty program on the market.
With their Membership Rewards® program, you earn 1 point for every dollar you spend.
You can accumulate your points over and over again to offer yourself the gifts of your choice:
- Luxury and fashion
- Gastronomy
- High Tech and Home
- Travel & Hospitality
Please note: Your points are valid for life as long as you have an American Express card. There is no limit to the number of points you can earn toward gifts. Unlike most loyalty programs, your AMEX Membership Rewards® points do not expire.
2. Premium insurance and assistance included
Another advantage of American Express cards is that they offer a wide range of insurance and assistance services.
The extent of the range depends on the card.
Here is an overview of the most important insurance and assistance services of the American Express cards:
- Travel incident insurance after baggage delay
- Travel cancellation and postponement insurance
- Purchase protection insurance
- Medical assistance and medical expenses in the event of an accident or sudden illness abroad
- Rental car insurance
- Snow and mountain assistance
- Lost or stolen card
- Etc.
3. No predefined payment limit
Unlike traditional payment cards, American Express cards have no pre-set limits.
Your limits are set according to your monthly payments.
If you typically spend $800 on your card, your limit will be around that amount. On the other hand, if you usually use your card for $4,000 in purchases, your limit will adjust.
4. 24/7 Customer Service
AMEX customer service is available at any time of the day in France and abroad to answer your questions.
If you are an American Express cardholder, you can contact customer service 24/7 for
Any questions about insurance
Online assistance in organizing your travel and business trips
Loss or theft of your AMEX card. Your card will be replaced within 48 hours.
5. Free card for the first year
The Gold American Express card is free for the first year.
In addition to this free card, AMEX offers you €80 reimbursed from €800 spent.
So you can test it for free for a year and see if this payment card suits you without paying a single cent.
Then, the card will cost you 15€ per month from the 2nd year on.
